the main / Installation and Setup / Electronic payment reception system EasyPay. EasyPay electronic money

EasyPay payment electronic payment system. EasyPay electronic money

EasyPay Electronic Money - Complex for payment mobile communications, services, goods in the international web internet and transfer of funds. Register and get logies / password can resident and non-resident of the Republic of Belarus, which has reached the age of 18. Use EasyPay from anywhere where there is an access to the Internet.

What is this service?

From January 1, 2015, to enjoy the advanced features of the EasyPay complex, the user passes an additional identification procedure, referring to Belgazprombank OJSC or RUE "Belpochta" with a passport.

Types of wallets

EasyPay Payment Complex provides for opening 4 payment wallets: "Simple", "simple +", "personal" and "certified", each of which has advantages.

Important! To obtain the first 2 walkers, the user is registered and binds the number of his cell phoneBut for the opening of personal and entrusted wallets, EasyPay will require additional identification in the financial institution.

For access to the wallet, a person establishes on a special special computer electronic applicationWhere sees his wallets, makes the required financial operations.

Replenishment

How to replenish an EasyPay wallet account:

With the help of a bank card of Belgazprombank: A person binds a payment card to the EasyPay wallet and replenishes an account through ATMs or the Internet -Bank system.
In the branches of the RUE "Belpochta", the salons of the "connected" and branches of Belgazprombank at the number of the wallet provided to the operator.
Through payment terminals QIWI, PartBank, TBCPay, Alfabank, where the electronic wallet number is introduced and the cash account replenish.
By translating from a mobile account (for LIFE subscribers and MTS).
Through the exchange service from LiQPay, WebMoney, Alpha Click, Promsvyazbank or Telemoney.

Withdrawal

Displays money from a wallet one of two ways:

In the branch of Belgazrombank, where a person treats a passport, pre-forming an application for removal of funds on the site.
By transferring to the Belgazprombank payment card, which is pre-tied to the electronic wallet.

Payment of goods and services

To purchase goods, pay for services, list cash in favor of third parties, replenish a mobile phone or make another financial operation The user enters the official website of the https://ssl.easypay.by/. Next, it enters the wallet number and password, falling into his personal Area, after which it comes into the catalog of goods and chooses the desired category.

With the help of the complex, the user pays:

Fine figures.
Services cable television, Internet providers, mobile communications.
Learning.
Games.
Products on different websites of companies with EasyPay payments system for cooperation.

Translation from card to map

To transfer from the card to the EasyPay card, a person must have an electronic wallet of the "personal" or "certified" level. You can perform the operation from the main site of the system or through exchange services that have an agreement with EasyPay to make payments.

Output

Instant payments EasyPay have proven themselves positively, therefore the popularity of the complex is growing, they enjoy citizens of other countries, including Russia. The convenience of paying bills, goods and services makes EasyPay practical and affordable from anywhere where there is access to the Internet.

Hello, dear blog readers Website. Today I want to continue the review, which is in one degree or more popular and used in RuNet. Earlier, I focused mainly on Russia, because I myself am a citizen of this country, but the Runet has a much greater geography, so today I want to pay a little time to describe opportunities belarusian Easypay. .

In my opinion, Izipes is closest to and with the only difference that they are focused on customers from different countries - Belarus and Russia, respectively. Negative reviews for work with less than that of the Russian counterpart, but there are several less profitable commissions when transferring and conclusing, but the entry of money (not in all cases) and payment of goods and services in Hei Pey (as in RBC Mani) Performed without commission.

Izipy - than Belarusian money is better than others

In general, the Republic of Belarus turned out to be overwhelmed by the international, which did not include this country in any of the three of its lists (there is a discrimination on a territorial basis in Pipel). Therefore, the Belarusians officially working with them was not possible, although it was possible to indicate that they are Russians.

Another thing is that there is an alternative international payment that does not make differences between citizens of different countries and allows you to carry out translations around the world, pay for goods and take money on plastic cards earned in other countries money, including residents of Belarus. And there is also, which allows it to work with it completely anonymously and does not bother on the origin of funds conducted through it.

EasyPay electronic money is primarily oriented precisely on Belarus, although it can also register with the resident of this country. The system was created to implement the maximum simple ways payment of goods in online stores, utility payments, replenishment of mobile phone bills, etc. operations.

Under certain conditions, the commission for the input and payment of goods and services will not be charged, but the withdrawal of funds or the transfer to another Wallet of Iziemp is subject to the Commission (1.5% and 2% percent, respectively). All calculations are performed in Belarusian rubles.

It is noteworthy that, unlike the already mentioned slightly above international systems, it allows you to officially exchange your electronic units on, etc.

In addition, Iiply, to improve the safety of working with its electronic wallet, offers unprecedented way of protection. In any case, I have not met anyone else.

First, the account management can be carried out either by logging into EasyPay.BY (work is carried out with including SSL. Encryption) Entering a login and password (after three incorrect inputs, the account will be blocked for one hour), or it can be controlled by sending SMS (at the usual tariff of your cellular operator).

Secondly, the confirmation of each payment in Easy Pay can be carried out either using the reusable control code issued to you when you register a reusable control code (four digits) or with a card with a list of disposable codes confirmation (purchased separately and costs 2100 Belarusian rubles for 30 disposable control codes).

It is the second option that allows you to carry out the greatest degree of transfer of translation in source, for to learn or calculate in any way another one-time code written on your card will not be possible. This method The protection is so reliable that it is used for a very long time in encryption of reports of special state importance.

The principle of operation is based on the fact that you sell a card with 30 control codes, an accurate copy of which is stored in the depths of the system. You consistently use these codes to confirm your payments, and the latter is used to activate the next card.

Wallets in Easypay. have four degrees of gradation, which allows you to implement different opportunities and have different upper limits for operations:

Simple - only allows you to pay for goods and services from this list, but it will not even be necessary to complete the fields with personal information to receive it.
Simple + - will allow you to pay for goods and services to replenish your account in source from other electronic systems (with the exception of Yandex.Money), but for this you will have to fill in the fields with your personal data.
Personal - will also make it possible to remove funds to other payment systems, and translate them to other wallets inside the system (however, to obtain this type of wallet, you will have to specify and confirm the number of your cell phone).
Well, and if you need to realize maximum opportunities in EasyPay, then start a width, substantially increasing money circulation limits, but it requires physical confirmation and signing an agreement that many may seem inconvenient.

This payment system has existed quite a long time (since 2004) and its owner (and the creator) is the Belarusian Bank Belgazprombank (from here and analogy with RBC Mani). Therefore, all the ways to replenish the account in Bei Pi through this bank (in its cash registers or with his plastic card) Not taxed by the Commission. The same can be said about the replenishment through the post offices of Belarus (Commission 0%).

All other ways to enter money on your account and charged for this commission you can reserve on this page (including from the personal account of the mobile phone). The ability to replenish from other electronic payment systems (except for some reason PayPal and Yandex.Money) you will have only starting with a simple + wallet.

Money with EasyPay.by can be display (cash) only in Belarusian rubles And only in the bank of Belgazprombank (in cash or on a credit card) and at the same time, a commission of 2% will be kept with you, well, or it will be possible to exchange these electronic money on Webmoney, Yandex.Money, RBK Money., Moneymail and others. True, the conclusion and exchange of source will be possible only for wallets Personal and certified.

The exchange will be carried out through Roboxchange.com, which will inevitably entail additional spending. An account in Izipes can be tied to your WebMoney wallet and make it quickly and easily exchange for WMR, WMZ and other title signs.

Registration and establishment Wallet in EasyPay

So, to register in Izi Pei will need to pass here . On the page that opens, you will need to choose a country whose citizen you are, as well as specify your e-mail and capture:

Next, you agree to the conditions and click on the "Send Application" button. The letter will receive a letter to the specified e-mail, where you will need to click on the "Registration Confirmation" link, and on the open page to open data about your password in Easy Pay and Reusable Timeline:

Opened data will allow you get the following features:

Login and password - enter the site of the system and access the data of your wallet
Greeting - to understand that you are on the official website of Iziepes, and not on phishing (resource of fraudsters who exactly copies appearance Original), where you are this greeting, respectively, will not see. A very interesting solution that allows you to significantly improve the safety of working with money by forming a unique phrase for each user.
Reusable control code - With it, you can confirm all your monetary operations in the system. But to obtain an order of need for a higher degree of security, it will be better not to regret the small amount of Belarusian ruble and buy a card with 30 disposable codes.

You will need to save this data in a safe place and is best not on the computer. The passwords given on the screenshot, I did not shine, because it is just my EasyPay demo account, on which the money will never be placed.

To complete the registration process, click on the link "Go to the Wallet Activation" link below. Here you will be offered to enter a login and password for the first time.

It is noteworthy that to protect against keyboard spies (special viruse programs that allow you to record signs of signs and to learn the passwords on the keyboard) you will have the opportunity to take advantage virtual keyboard (Generally, now the problem is very relevant):

Well, for the final activation of the electronic wallet, you will need to write a reusable control code received earlier (four cyphyrigs):

You will be informed about the success of the activation operation and will ultimately fill out personal data to avoid losing access to your account in sour account and the impossibility of restoring this access (lose money, simply speaking, and you will not be able to prove that they are really yours, which is a common trend in All payments):

In general, this payment system provides you with yourself to solve a dilemma that it is more important for you - anonymity or access warranty To your funds with any forcemage. Personal data will require to introduce quite a lot and, naturally, must correspond to reality, for you may require, for example, to submit a passport scan:

When entering your account on EasyPay, pay attention to the greeting, which for each user should be individual:

All operations will be available to you on the "Wallet" tab and I think that it does not make sense to paint all this in detail:

The system of Hey Pei produced me purely positive impressions - thoughtful safety, pleasant and not overloaded interface, good feedback About the work of the technical support service. If the Commission for all operations would be 0% (how it was now done in RBC Mani), it would be all perfect at all.

Good luck to you! To ambiguous meetings on the blog pages Website

How to replenish Easypay.

For Belarusians there are no problems with the replenishment and purchase of EasyPay electronic money. You only need to compare all methods, commissions and choose the appropriate option.

Replenish any bank card Visa or Mastercard, the bank-issuer of which is located in Belarus,
Through the network of terminals, ATMs, infociosks using the National Erip Payment System,
Make money from a mobile phone by connecting the service Mobile banking, and also through the Yerip to buy electronic EasyPay.
Going to the nearest post office or bank cash desk and make payment by cash,
Through a network of payment terminals, from which also, using cash, replenish the check of Izipei.

How to withdraw Easypay.

There are two ways to output from EasyPay:

On the already tied Card Belgazprombank, if you do not have it, then it is not a problem to order. Commission of the Bank 3%, the time of enrollment is instantly.
Payment in cash in the offices of the above-mentioned bank. Commission 3%, money comes the next day, after 12.00. If during the week you do not go for them, they will return to the wallet, with the accrual of three more percent.
Payment of services and goods in online stores.

As you can see, there is no conclusion to other banks, which is done, I think, to popularize your own maps of Belgazprombank and emphasis on different services, from which the Commission also receives.

How to register

Registration in EasyPay Electronic Wallet is simple and takes little time. We come up with a password, indicate electronic address, I answer the control question, indicate your mobile number if you wish to bind it to the account. Read the service rules and then click the Register button. A new window appears with personal identifiers and code that we save.

But to use the wallet, it is necessary to pass identification in the bank offices (free of charge) or by mail (20 thousand rubles). Personal presence and availability of a passport. After 3 three days, you will be notified about the passage of this procedure. What to use EasyPay to customers from other countries - Russia, Ukraine, is also needed identification, but only in the office of Belgazprombank.

Limits, when making one operation, replenishment from cards, translation between Izipei accounts - up to 90 basic values. In detail in the picture:

That's all, I think, answered in detail the question "What is EasyPay". Have you ever used it?

From all payment systems operating in this moment In Belarus, EasyPay is one of the oldest. But she still has a number of opportunities allocating this solution among the nearest analogues. This applies, among other things, ways to perform operations, security of payments and so on. EasyPay - invention purely Belarusian. What you can not say, for example, about Webmoney with its Russian roots. But citizens of other states can also use this electronic calculation system.

A little of the story
Back in 2002, the company Belgazprombank began working on creating its own payment system. But the system does not start working until organizational issues have been resolved. Moreover, it is even not enough to run. It was not necessary to do without a legislative base of relevant themes, but at that time it was simply absent at that time. Only in November 2033, the government of the republic adopted a decree, which regulated the work of payment systems that handled electronic money. The Easyay system itself began its work in autumn 2004, after exactly a year. EasyPay.BY - the address of the site on which the creators settled.

At that time and Webmoney worked outside the legal field. And EasyPay was viewed as one of the possible alternatives. But it was not so easy to change user habits that the Webmoney itself still trusted more. In the new payment system, more and more registered users became over each afternoon, but their total number grew very slowly. And EasyPay capabilities could offer not so much as Russian development.

Now the two main competitor coexist with each other quite peacefully. Open Contact LLC is responsible for technical side The question, OJSC Belgazprombank serves customer operations.

Belarusian ruble is the main monetary unit in the system.

True, Belgazprombank OJSC for some reason refuses to provide information on monetary turnover, the total number of users.

EasyPay and main features

Naturally, the system is mainly aimed at clients easier to make purchases in online stores. Already more than 100 projects of such a plan make money from EasyPay system. Of course, the outlets supporting the system are Belarusian. They deliver their products throughout the Republic.

In addition, EasyPay means can be calculated with some Internet providers, pay for services of all mobile operatorsworking in the country. The ability to pay utility services is provided for only Minsk residents.

Users can transfer money themselves to each other. But such transactions should not be commercial. It means that payment system EasyPay does not allow officially pay for goods and services if the calculations are carried out between specific people. True, no one will check it. And in general, from a practical point of view, such calculations between users have not yet been widespread. After all, the electronic money itself, the systems are not very common.

The high percentage of the Translation Commission is another important factor restraining the active distribution of such schemes. In EasyPay, it is equal to two percent. Even Webmoney itself does not take so much. But from buyers, no commissions are charged when paying for purchases.

But EasyPay has its advantages. For example, you can use SMS messages to make purchases. This opportunity, however, the spanking received only subscribers velcom and MTS. But everyone is clear that, thanks to this, it is much easier to work with the system. No need to install special applicationTo take advantage of such a service. Official mobile app There is, but not all models support it. Again, unlike WebMoney.

How is it with security?

It is worth saying that these questions were implemented here at the highest level. Easypay has its own unique solutions that are no longer found anywhere.

For example, "control disposable codes" are used here. In fact, this second password, which is needed to make a safer transaction. This means that with each operation, users are administered not only their main password, but also the control. Thanks to this solution, you can easily track the situation if the client, for example, has entered the system, and then departed from the computer. Not knowing the control code, no one else, except the owner of the technique, can not make a purchase.

Reusable controls receive all users after completing registration. But you can purchase a map of one-time control codes for 1400 rubles. There are several of them there, but after use everyone immediately becomes invalid. Therefore, each operation really becomes more secure.

In addition, used in this system and their virtual keyboard. It helps protect against spyware that follows exactly the keys. It differs from the usual in that the letters are typped on the screen, with the mouse. This is especially true for those who work for a stranger computer.

The control phrase helps protect against phishing. Each user for this chooses its unique winged expression. Seeing the control phrase on the main screen, the user immediately understands that it is on the real site, and not on false.

Input and output

An account in EasyPay can be replenished with the following ways.

1. By transferring funds from the Maestro plastic card released by the Bank. The operation is carried out only in the system itself.

2. Through any post office. Then for the purchase at all no commissions are charged

3. Infociosks and ATMs of OJSC Belagroprombank, OJSC Belinvestbank

4. Departments of the Commercial Centers of the same banks

In different cases, it will have to pay a commission from 0 to 3 percent. The enrollment of money leaves 2 minutes to one banking day. The fastest translations - with plastic cards Maestro. Receive the funds can be much smaller than the way they are replenished.

For example, on the same cards Maestro. For this will have to pay a commission of 2 percent. The operation is performed in 2-20 minutes. One and a half percent of the removal amount will be taken if an ATM Bank has been used for this operation. But the general payment commission should not exceed 500 rubles for each client.